Women Drivers - Safer & Better!

Sometimes the people reading insurance claim forms must sometimes wonder how safe we all are on the roads.  Check out these true insurance claim stories we’ve found: -

 

Incidents with Pedestrians.

• The pedestrian ran for the pavement, but I got him.
• The guy was all over the road. I had to swerve a number of times before I hit him.
• I was sure the old fellow would never make it to the other side of the road when I struck him.
• To avoid hitting the bumper of the car in front I struck a pedestrian.
• The pedestrian had no idea which way to run as I ran over him.
• The car in front hit the pedestrian but he got up so I hit him again.
• I saw a slow moving, sad faced old gentleman as he bounced off the roof of my car.
• A pedestrian hit me and went under my car.
• I saw her look at me twice. She appeared to be making slow progress when we met on impact.

Accidents with other vehicles.

• I collided with a stationary truck coming the other way.
• A truck backed through my windshield into my wife’s face.
• The other car collided with mine without giving warning of its intention.
• My car was legally parked as it backed into another vehicle.
• When I saw I could not avoid a collision I stepped on the gas and crashed into the other car.
• I started to slow down but the traffic was more stationary than I thought.
• The accident occurred when I was attempting to bring my car out of a skid by steering it into the other vehicle.
• I was backing my car out of the driveway in the usual manner, when it was struck by the other car in the same place it had been struck several times before.
• I was unable to stop in time and my car crashed into the other vehicle. The driver and passengers then left immediately for a vacation with injuries.
• The gentleman behind me struck me on the backside. He then went to rest in a bush with just his rear end showing.
• The car in front of me stopped for a yellow light, so I had no choice but to hit him. (She pushed him through the intesection)

Collisions, calamities, and injuries.

• Coming home I drove into the wrong house and collided with a tree I don’t have.
• I told the police that I was not injured, but on removing my hat found that I had a fractured skull.
• I pulled away from the side of the road, glanced at my mother-in-law and headed over the embankment.
• I thought my window was down, but I found it was up when I put my head through it.
• As I approached an intersection a sign suddenly appeared in a place where no stop sign had ever appeared before. I was unable to stop in time to avoid the accident.
• In an attempt to kill a fly, I drove into a telephone pole.
• I saw two kangaroos having it off in the middle of the road. So I hit them, which caused me to ejaculate through the sunroof.
• I was thrown from my car as it left the road. I was later found in a ditch by some stray cows.
• The telephone pole was approaching. I was attempting to swerve out of the way when I struck the front end.
• I pulled in to the side of the road because there was smoke coming from under the hood. I realized there was a fire in the engine, so I took my dog and smothered it with a blanket.
• The claimant had collided with a cow. The questions and answers on the claim form were - Q: What warning was given by you? A: Horn. Q: What warning was given by the other party? A: Moo.

Who is to Blame?

• No one was to blame for the accident but it would never have happened if the other driver had been alert.
• I didn’t think the speed limit applied after midnight.
• I had been shopping for plants all day and was on my way home. As I reached an intersection a hedge sprang up, obscuring my vision and I did not see the other car.
• The indirect cause of the accident was a little guy in a small car with a big mouth.
• I was going at about 70 or 80 mph when my girlfriend reached over and grabbed my testicles so I lost control.
• I was on the way to the doctor with rear end trouble when my universal joint gave way causing me to have an accident.
• On approach to the traffic lights the car in front suddenly broke.
• The accident was caused by me waving to the man I hit last week.
• Windshield broke. Cause unknown. Probably Voodoo.
• No witnesses would admit having seen the mishap until after it happened.
• I had been learning to drive with power steering. I turned the wheel to what I thought was enough and found myself in a different direction going the opposite way.
• The accident happened when the right front door of a car came round the corner without giving a signal.
• I had been driving for forty years when I fell asleep at the wheel and had an accident.
• I left for work this morning at 7am as usual when I collided straight into a bus. The bus was 5 miniutes early.
• An invisible car came out of nowhere, struck my car and vanished.
• I knew the dog was possessive about the car but I would not have asked her to drive it if I had thought there was any risk.
• The accident happened because I had one eye on the truck in front, one eye on the pedestrian, and the other on the car behind.
• I started to turn and it was at this point I noticed a camel and an elephant tethered at the verge. This distraction caused me to lose concentration and hit a bolla” I started to slow down, but the traffic was more stationary than I thought”
  ” I had one eye on a parked car, another on approaching trucks and another on the woman behind ”
  ” The car in front knocked over a pedestrian, but he got up, so I ran him over again ”
  ” I collided with a stationary truck going the other way ”
  “Coming home I drove into the wrong house and collided with a tree I don’t have ”
  ” The guy was all over the road, I had to swerve a number of times before I hit him ”
  ” The pedestrian had absolutely no idea which way to run, so I ran him over ”
  ” I saw a sad faced, old gentleman as he bounced off the roof of my car ”
  “A car drove away at speed catching our client who went up in the air and his head went through the windscreen and then rolled off at the traffic lights a good few feet away. The car then sped off and miraculously our client remained conscious and managed to cross the road.”
  “I am responsible for the accident as I was miles away at the time.”
  “I pulled into a lay-by with smoke coming from under the bonnet. I realised the car was on fire so took my dog and smothered it with a blanket.”
  Q: Could either driver have done anything to avoid the accident?
  A: Travelled by bus?
  “On approach to the traffic lights the car in front suddenly broke.”
  A customer collided with a cow. The questions and answers on the claim form were:
  Q - What warning was given by you?
  A - Horn
  Q - What warning was given by the other party?
  A - Moo
  “I was going at about 70 or 80 mph when my girlfriend on the pillion reached over and grabbed my testicles so I lost control.”
  “The car in front hit the pedestrian but he got up so I hit him again.”
  “I pulled away from the side of the road, glanced at my mother-in- law and headed over the embankment.”
  “To avoid hitting the bumper of the car in front I struck the pedestrian.”
  “I was thrown from the car as it left the road. I was later found in a ditch by some stray cows.”rd.

 

Hey girls!  Car maintenance is an essential part of being a safe female motorist.  It can be a bit of a mystery to women how cars work and what basic steps need to be taken to keep them working.  We’ve compiled a basic guide to help all you ladies ensure that you and your car enjoy a happy, healthy and hassle free relationship!

Carry Some Basic Tools

There are a few basics every motorist should carry.  These can prove invaluable in getting you out of sticky motoring spots!

• Make sure your spare tyre is in good condition and is properly inflated. Oh, and don’t forget to carry one in the first place!
• Pop a breakdown warning triangle in your car boot. Placing one in the road behind your car in the event of a breakdown will help warn other motorists there is a stationary car ahead.
• Carry spare bulbs and fuses for your cars electrical system.
• Don’t forget to make sure your car has a jack!
• Carry a torch in case of breakdowns in the dark.
• During winter weather, stock up your car with de-icer, a scraper and a soft cloth.  Also carry a warm jacket and a blanket if the weather looks like turning to blizzard conditions.
• Carry a tow rope.
• Don’t forget your jump leads!
• Include a first aid kit in your inventory of supplies.  You never know when you or someone else might need one.

Perform Regular Checks On…

• Oil levels
• Brake fluid
• Brakes
• Cooling System
• Radiator water
• Tyres
• Shock Absorbers

If you can’t do this yourself, get someone to show you how.  They really are incredibly simple checks that can save you a lot of hassle out on the open roads.

It’s official.  The Vatican have become so concerned at the 1.2 million needless deaths caused by driving that is has created ten essential commandments for sin free driving.  In a 36 page document, a pontifical council has examined how sinful behaviour in cars affects the community, and has created the commandments to deal with it.

In particular, the document points to cars bringing out “primitive patterns of behaviour” creating aggressive drivers who tend to curse, blaspheme, and lose their sense of responsibility.   Automobiles and their drivers are committing sins such as dangerous overtaking  or picking up prostitutes and presumably tarnishing their mortal souls.

With that in mind, the Vatican has come up with some commandments to follow behind the wheel to bear in mind if you feel yourself being overcome by your primitive tendences.  The rules include “Thou shalt not make rude gestures and drive”, and also, “Thou shalt not drink and drive”.  The holy request to “Help accident victims” makes perfect sense to me.

Let’s hope that these new Vatican guidelines keep Beelzebub at bay on the motorways.  If everyone follows these rules we’ll get the heavenly benefit of cheaper car insurance as a result of fewer demonic drivers on the road

More information on the Vaticans New Driving Commandments here.

Top safety tips for lone women drivers

We believe that lone women drivers should also be aware of their personal safety when they are out on the road.  You can be incredibly vunerable if you get yourself into a situation when in the car alone.  Here are our top tips for dealing with personal safety when out on the road.

Prevention is better than cure!
If you are a regular female solo driver, there’s a checklist you should make sure is all ticked off before you embark on each journey.  Make sure that: -

Your breakdown cover is all up to date.
Your mobile phone should be charged and have credit.
Carry a torch as well as a pen and paper.
Make sure someone knows where you are planning to go and when you will return home.

Also, make sure your car is in good nick: -
Breaking down is never easy…. And for a lone female driver it can make them isolated and vunerable to unwanted attention.  Making sure your car is in good mechanical order will ensure your chances of stopping somewhere you’d rather not are minimised.

Make sure your vehicle is regularly serviced.
Regularly check your oil, water, and tyres.
Make sure you have a nice, full tank of petrol.

If someone wants you to stop…
You should never stop for anyone other than the police.  Even if someone tries to flag you down the best course of action is to keep going before stopping in a safe, busy place and letting police know the other person may be having a problem.

Never, ever pick up hitchers.

Keep your car secure…
Your home is your fortress, and your car should be too!  Always drive with the doors locked, and windows closed.   If, for any reason, you need to open your window do not open it wide enough for someone to reach inside.   You should also keep any valuables out of sight.

In the event of a breakdown…
If your car lets you down, follow these simple steps to help keep yourself safe.

If you start to have problems, pull in at a safe, well lit location or near a phone.  If you don’t have time to select your location, make sure you have locked all of your car doors and call for help.  If you need to flag down another car, never accept the offer of a lift somewhere.  Ask the other party to go and call for help on your behalf, and stand well away from the other vechicle.  If you have broken down on a motorway, do get out and stand on the embankment, but leave the passenger door unlocked in case you need to get back into your car in a hurry.

What if you are being followed?
If you are being followed, or another car is trying to get you to stop.  KEEP DRIVING.  Flash your lights and honk your horn to let other drivers know you are in trouble.  Drive to a police station or get to a busy location where it will be safe to pull in.

Safe parking
Female drivers should be strongly aware of where they park.  If it will be getting dark before you return to your car, make sure you park your car in an area that will be well lit when you return.  Do not sit in your car for a long period of time once you have got in.

We hope that these tips to keep your driving safe will help you feel more secure as a female motorist!

Are Women Really Better Drivers Than Men?
Ask the above question at any social event and you can bet your backside that heated debate will follow, the room dividing down the middle along gender lines.

Men most definitely believe themselves to be the better drivers.  But according to research, men’s basic characteristics explain both why they are in fact worse drivers than women, but also why they believe themselves to be superior!
There can be no doubt that insurance companies will charge young men much higher premiums than young women as they have a much higher chance of being involved in an accident.

Back in 2001 Diamond Car Insurance ran a controversial billboard campaign depicting a man sitting in a salon getting his hair coloured with the strapline “some men will do anything to get cheap insurance”.   The ad continued “Diamond only do car insurance for women because women are better drivers.” Clearly, the male drivers of our fine nation did not appreciate this sentiment, as several complaints were received by the advertising standards agency.

 Unfortunately, for the irate male drivers who complained, Diamond submitted enough evidence in the form of insurance statistics to the ASA to convince them that the claim was fair and accurate.

More info:  http://news.bbc.co.uk/1/hi/wales/1590309.stm

So Why Are Men More Likely To Have Accidents Than Women?
Ahhh… its all down to those gender-defining chemicals sloshing around inside men and women.

Research has shown that testosterone makes men far more likely to engage in potentially risky behaviour.  This means they are more prone to driving and reacting aggressively whilst out on the road.  Men also drive faster and break the law more often when out on our nations highways and byways.

 What is it about women that makes them more careful motorists?
Women have good old estrogen sloshing around.  This female chemical governs how the ladies react to a number of driving situations.  Estrogen’s effect on the frontal lobe assists good attention span and creates ability to learn rules and procedures much more efficiently than their male counterparts.

This effectively means that women drivers are far more efficient at dealing with and concentrating on multiple tasks.  Ladies are more adept at shifting their attention from one stimuli to another which makes it easier for them to perform tasks such as reading and driving effectively.

 A study which was reported by BBC News concluded that “tasks requiring mental flexibility favour women over men,”.
http://news.bbc.co.uk/1/hi/health/4406176.stm

Well, we knew that… didn’t we?!

If you’re a woman driver and you want to find out more about how much you can save on your insurance premiums, check out our information on insurers offering discounts on policies to women.

 

 

This is a test.  Oh how replete my life is.

Welcome to WordPress. This is your first post. Edit or delete it, then start blogging!